What to take :)

Life is an opportunity, benefit from it. Life is beauty, admire it. Life is bliss, taste it. Life is a dream, realize it. Life is a challenge, meet it. Life is a duty, complete it. Life is a game, play it. Life is a promise, fulfill it. Life is sorrow, overcome it. Life is a song, sing it. Life is a struggle, accept it. Life is a tragedy, confront it. Life is an adventure, dare it. Life is luck, make it. Life is too precious, do not destroy it. Life is life, fight for it. ~Mother Teresa~ And so in this song Ladies and Gentlemen of the class of 99. Wear sunscreen.   If I could offer you only one tip for the future, sunscreen would be it. The long term benefits of sunscreen have been proved by scientists whereas the rest of my advice has no basis more reliable than my own meandering experience I will dispense this advice now.   Enjoy the power and beauty of your youth; oh never mind; you will not understand the power and beauty of your youth until they have faded. But trust me, in 20 years you’ll look back at photos of yourself and recall in a way you can’t grasp now how much possibility lay before you and how fabulous you really looked. You’re not as fat as you imagine.   Don’t worry about the future; or worry, but know that worrying is as effective as trying to solve an algebra equation by chewing bubblegum. The real troubles in your life are apt to be things that never crossed your worried mind; the kind that blindside you at 4pm on some idle Tuesday.   Do one thing everyday that scares you. Sing. Don’t be reckless with other peoples hearts. Don’t put up with people who are reckless with yours. Floss. Don’t waste your time on jealousy; sometimes you’re ahead, sometimes you’re behind. The race is long, and in the end, its only with yourself.  Remember the compliments you receive, forget the insults; if you succeed in doing this, tell me how. Keep your old love letters, throw away your old bank statements.  Stretch. Don’t feel guilty if you don’t know what you want to do with your life the most interesting people I know didn’t know at 22 what they wanted to do with their lives, some of the most interesting 40 year olds I know still don’t.  Get plenty of calcium. Be kind to your knees, you’ll miss them when they’re gone. Maybe you’ll marry, maybe you wont, maybe you’ll have children, maybe you won’t, maybe you’ll divorce at 40, maybe you’ll dance the funky chicken on your 75th wedding anniversary. What ever you do, don’t congratulate yourself too much or berate yourself either your choices are half chance, so are everybody else’s.   Enjoy your body, use it every way you can. Don’t be afraid of it, or what other people think of it, its the greatest instrument you’ll ever own..  Dance even if you have nowhere to do it but in your own living room. Read the directions, even if you don’t follow them. Do NOT read beauty magazines, they will only make you feel ugly.   Get to know your parents, you never know when they’ll be gone for good. Be nice to your siblings; they are the best link to your past and the people most likely to stick with you in the future.   Understand that friends come and go, but for the precious few you should hold on. Work hard to bridge the gaps in geography in lifestyle because the older you get, the more you need the people you knew when you were young.   Live in New York City once, but leave before it makes you hard; live in Northern California once, but leave before it makes you soft.  Travel. Accept certain inalienable truths, prices will rise, politicians will philander, you too will get old, and when you do you’ll fantasize that when you were young prices were reasonable, politicians were noble and children respected their elders.   Respect your elders. Don’t expect anyone else to support you. Maybe you have a trust fund, maybe you have a wealthy spouse; but you never know when either one might run out.  Don’t mess too much with your hair, or by the time you're 40, it will look 85. Be careful whose advice you buy, but, be patient with those who supply it. Advice is a form of nostalgia, dispensing it is a way of fishing the past from the disposal, wiping it off, painting over the ugly parts and recycling it for more than its worth.  But trust me on the sunscreen.

Trillion Dollar Fraud and still looking for Bail Out !!

Who put the trouble in economy? Institutions i.e. banks, brokerage firms , companies and real estate lenders. They tried to suck the customer by creating a demand of things beyond customers stretch. Thanks to western economy , where they have same set of infrastructure, and same set of consumer prices across country, and little bit different in salary thats also just because of housing market i would say. But the most appreciating factor they have is, they can leave the trouble if thats what causing unhappiness in their lives, for example if they have house on loan which they are not able to pay the EMI every month, they will say banks take your house and i can live somewhere else where i will have job and house which can be supported my income. Vs In India, people thinks the house is something they have to pay and keep it until they Die in Paying EMI for 20-30 years, why because they will die but they will pay loan why because thats what they have been taught , why its the culture, banks did understood this and gave money to people who cant even pay the loan in their lifetime. Now, look at the west, Everyone creating a hallow demand so they can rise the price, now they all are going bankrupt or loosing cash or in size of 1/5-1/10 what they used to..... Who is responsible, consumer are not able to pay the cost they buy, so they returned what they buy and they are apprehensive about buying new. worst hit sector, Housing, All banks have paid money, houses returned to them, but they gave money to builder who selled the house for the price of double the value, now banks where thinking they are making money, builder were thinking they are making money and people were thinking they bought house...now sequence is opposite, consumer does not have enough money, builders properties going to be unused, and banks has lost assets...... What we do??? Stop making fool....... First you made people fool and you are making govt fool to pay off of your froud.... same stories repeated in oil sector, and creating in auto industry....will hit most sectors where the demand was empty.